Blog sponsored by Bankrupt-Law.com


Survey Focuses on Four Key Misperceptions and Recommendations Surrounding
Identity Fraud
For Immediate Release

One Surprising Finding: the Core Demographic - 25 to 34 - Has the Highest
Rate of Identity Fraud Rather Than Seniors
For Immediate Release
Contact: James Van Dyke, Javelin Strategy and Research
jvd@javelinstrategy.com
925-462-6599
Contact: Holly Cherico, Council of Better Business Bureaus, Inc.
hcherico@cbbb.bbb.org
703-247-9311
SAN FRANCISCO, January 31, 2006 - The 2006 Identity Fraud Survey Report -
released by the Council ...   more »

Blog sponsored by Bankrupt-Law.com

BBB Joins National Effort to Highlight Consumer Protection and Education For Immediate Release

[Arlington, VA, February 6, 2006] - The Better Business Bureau (BBB) system is joining government agencies and national advocacy organizations to launch the eighth annual National Consumer Protection Week (NCPW), February 5-11, 2006.

This year's theme, "Consumer Protection? It's the Name of the Game," highlights the need for consumer education efforts around the country. A menace to almost every society, scams, fraud, hoaxes ...   more »

Blog sponsored by Bankrupt-Law.com



A credit score or credit bureau risk score is based on information drawn
from your credit report. About 30 individual factors are used to determine
the score. Certain factors, such as payment history, have more weight than
others, such as the length of your credit history. However, a factor may be
more important to your credit score than to someone else's score because of
differences in individuals' credit reports. Also, each factor's importance
can change as ...   more »

Blog sponsored by Bankrupt-Law.com


By the National Endowment for Financial Education
Your employer downsizes and your job is gone. Your health deteriorates and
you run up big medical bills. Your breadwinner spouse dies or divorces you.
Your retirement nest egg disappears when the stock market drops.
For some people, these kinds of events can lead to financial disaster and,
in the worst cases, possible bankruptcy. Those who seek bankruptcy generally
are not spendthrifts who purchase fancy cars or cruise the ...   more »

Blog sponsored by Bankrupt-Law.com


Some people rely on check cashing stores to cash their payroll, government,
or personal checks. These corner stores charge customers very high fees for
their check cashing needs. If you use check cashing stores, you should be
aware that there are less expensive ways to cash that check.
You can avoid paying high fees by opening or using a basic checking or
savings account at a bank, savings and loan, or credit union. Think about
the ...   more »

Blog sponsored by Bankrupt-Law.com


New bankruptcy law's fallout a tough call
Sunday, February 5, 2006

By KEVIN G. DeMARRAIS
STAFF WRITER

Special Report: Forecast '06

By the numbers, bankruptcy filings exploded in 2005.

But this is one case in which the numbers lie, or at least mislead. That's
because the law changed drastically in October, making it more difficult for
individuals to file for Bankruptcy Court protection.

That led to a surge in filings before the law took effect on ...   more »

Blog sponsored by Bankrupt-Law.com


Does the mere thought of what might be on your credit report send a chill up
your spine? If so, take heart: credit reports don't have to be intimidating,
and knowing exactly what's on your report is a critical step towards getting
a grip on your debt.
And even if you have don't have debt problems, you should still be aware of
what's on your credit report. This is especially important if you're
considering a major ...   more »

Blog sponsored by Bankrupt-Law.com


AP
Operation Targets Credit Repair Schemes
Thursday February 2, 1:25 pm ET
By Jennifer C. Kerr, Associated Press Writer
Joint Federal-State Operation Targets Credit Repair Schemes
WASHINGTON (AP) -- Bad Credit B Gone is one of 20 companies accused by
government regulators of making promises to remove negative information from
consumers' credit reports -- promises they can't keep.
"The fact is, they can't deliver on their claims. No one can legally remove
accurate and timely information ...   more »