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New Bankruptcy Law Requires Credit Counseling Before Filing
If you are considering filing for bankruptcy, you should know about one
major change to the bankruptcy law: Beginning October 17, 2005, you must get
credit counseling from a government approved organization within six months
before you file for bankruptcy protection. You can find a state-by-state
list of government-approved credit counseling organizations at
www.usdoj.gov/ust. That is the website of the U.S. Trustee Program, the
organization within the U.S. ...   more »
View Article  How To Build A Credit History
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How to build a credit history Don Taylor Dear Dr. Don,

I have been trying to apply for a credit card so I can start establishing credit. However, I keep being rejected because I have no established credit.

Is there a credit card out there that will actually accept me? -- Gary Ground-Up Dear Gary,
Back when I first established credit, the conventional wisdom was to get a gas card ...   more »