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View Article  Repaying Your Student Loans
Blog sponsored by Bankrupt-Law.com


Your college diploma is a little piece of paper with a big impact on your
financial future. Unfortunately, so is your student loan promissory note.
Now that you've graduated, it's time to pay the piper for the loans that
have been putting you through school all this time -- and playing dumb or
pleading ignorant isn't going to cut you any slack. Here's what you need to
know to pay back what you owe and protect ...   more »
View Article  More Mortgage Lenders Targeted
Blog sponsored by Bankrupt-Law.com

By E. Scott Reckard and Mike Hudson, Special to The Times

More Mortgage Lenders Targeted In the aftermath of Ameriquest, regulators say they're continuing to probe 'sub-prime' firms. By E. Scott Reckard and Mike Hudson, Special to The Times Ameriquest Mortgage Co.'s agreement last week to pay $325 million and reform its operations could turn out to be the first in a series of regulatory actions targeting mortgage companies specializing in credit-strapped borrowers.
http://www.latimes.com/business/la-fi-badloans31jan31,0,1461312.story?coll=la-home-business   more »
View Article  FedWorld Makes It Easy to Locate Government Information
A great resource for finding the government agency or information you need

http://www.fedworld.gov/index.html   more »
View Article  Census Bureau Median Family Income By Family Size
Blog sponsored by Bankrupt-Law.com

The attached document provides the median family income data published for the year 2004, reproduced in a format designed for ease of use in completing Bankruptcy Forms B22A and B22C. The 2004 median income data should be used for completing Bankruptcy Forms B22A and B22C until the data is adjusted in early 2006   more »
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View Article  A Pandemic of Consumer Plagues
Blog sponsored by Bankrupt-Law.com

By James R. Hood
ConsumerAffairs.Com

January 30, 2006

This is the time of the year when consumer organizations, attorneys general and the Federal Trade Commission rummage around in their complaint files from the previous year and announce that -- horrors! -- identity theft, Nigerian scams and auction fraud are big problems. ...   more »
View Article  Credit Repair: Self Help May Be Best
Blog sponsored by Bankrupt-Law.com

Credit Repair: Self Help May Be Best
Published by the Federal Trade Comission

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:

"Credit problems? No problem!"
"We can erase your bad credit - 100% guaranteed."
"Create a new credit identity - legally."
"We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!"    more »
View Article  Top 10 bankruptcy myths debunked
Top 10 bankruptcy myths debunked

If you think you know all you need to know about the new bankruptcy law, you might want to think again. There's a lot of misinformation out there, and ...   more »

View Article  Past debts could come back to haunt credit report
Blog sponsored by Bankrupt-Law.com

NEW YORK (1/19/06)--If you have unpaid parking tickets or library fines, you may wind up paying a higher interest rate for a loan (The Wall Street Journal Jan. 3). The newest threat to your credit rating ...   more »
View Article  Consumer Debt: The Deeper The Hole, The Better For Business
Blog sponsored by Bankrupt-Law.com

Collection agencies will benefit as higher rates squeeze debtors When is bad debt good business? A small cadre of public collection agencies that specialize in the purchase of unpaid credit-card obligations and other bills is expected ...   more »
View Article  The Only Really FREE Annual Credit Report
Blog sponsored by Bankrupt-Law.com

You have a right to get one FREE credit report a year, and this is the place to get it:
There are others that claim to give it for free but they really sign you up for ongoing fees....   more »
View Article  Loopholes in the New Bankruptcy Law
Read about the loopholes in the new law.   more »
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View Article  Do You Know Your Bankruptcy Risk Score?
Blog sponsored by Bankrupt-Law.com

Do you know your bankruptcy risk score? By Brigitte Yuille . Bankrate.com You probably already know about your credit score. That's the number that helped increase your credit card limit or perhaps prevented you from purchasing ...   more »
View Article  WHY YOUR CREDIT CARD PAYMENT IS GOING UP
Blog sponsored by Bankrupt-Law.com

Why your credit card payment is going up By STEVEN B. SMITH If you haven't received your credit card bill yet this month, you may be in for a big surprise, especially if you went a ...   more »
View Article  Department of Education Information about Student Loans
Blog sponsored by Bankrupt-Law.com

The Department of Education acts as a lender, providing funds for Stafford loans (for students) and PLUS loans (for parents) in the same amounts as the Stafford and PLUS loans offered through the Federal Family Education ...   more »
View Article  How To Dispute Credit Reports
Blog sponsored by Bankrupt-Law.com

How to Dispute Credit Report Errors Your credit report contains information about where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the information ...   more »
View Article  Most people still qualify to do Chapter 7
Blog sponsored by Bankrupt-Law.com

Proprietary research by Best Case Solutions shows that more than 85% of current Chapter 7 debtors will have income below their state medians for their household size*, so for most cases, the full means test will ...   more »